RAF Claims

Our longest-standing practice area. Since 2013 we have produced career and earnings reports for Road Accident Fund, personal injury and third-party matters – individualised, evidence-based, and formatted to drop straight into your actuary's model.

Two Report Types

The same methodology, applied according to who suffered the loss.

Loss of Income

Where a claimant has been injured, we assess the career and earnings path they were realistically on before the accident, and the path now available to them given the limitations set out by the relevant medical experts.

Pre-accident career and earnings trajectory, benchmarked against comparator progression data
Post-accident limitations and residual capacity, as established by the medical experts
The resulting impact on future earning potential, with contingencies addressed transparently

Loss of Support

Where a breadwinner has died, we assess the loss of support suffered by the dependants – considering not only the deceased's likely career progression, but also the prospective career development of the surviving spouse where applicable, and the dependency profile of the affected household.

The deceased's likely career and earnings progression
Expected earnings over time for the deceased and, where applicable, the plaintiff
The dependency profile and support needs of the household

Beyond the RAF

The same methodology applies wherever a delictual claim turns on lost earning capacity: medical negligence, general personal injury and public liability, wrongful arrest and malicious prosecution, and occupational injury and disease matters.

If your matter involves establishing what a career would have been worth, we can assist.

Also Relevant to RAF Matters

Joint Minutes

We collaborate with the opposing Industrial Psychologist to prepare joint minutes for court and on RAF request – often the fastest route to settlement on quantum.

Confirmatory Affidavits

Commissioned confirmatory affidavits for our reports, including for default judgement applications.

Expert Testimony

Our Industrial Psychologists present and defend their findings in the High Court and Regional Courts across South Africa.